In the past it has been possible to have identified suitable sources of funding, where through a client having had a bad experience with a previous lender or indeed through a "poor credit history" a lender is not prepared to assist.

The financial turmoil experienced as we entered 2009 made this a difficult market.

Certain lenders are prepared to consider "lower" loans to value and usually based upon a restricted selling period for the" bricks and mortar" value rather than the
"market value".

As market conditions improve it is hoped that other lenders will again enter the market, thereby providing clients with an "alternative" source of funding.
We are always tracking the availability of funding sources and hope to add to our portfolio of contacts as time progresses.

It should be noted that loans up to £50k to small privately owned businesses and social enterprises in the Central Belt of Scotland down to the Borders, who could not normally access conventional Bank finance - funding opportunities are available.